Experience You Can Count On!
I am a proud 3rd generation native of Colorado and have served clients successfully in the real estate industry for over 20 years. I'm excited for you to meet my team and experience the quality of service that has contributed to the foundation of my success over the years. We guarantee that we will provide you with the right choice of product, at the right time that will achieve your personal home loan needs. We look forward to working with you!
Kristin Ruterbories
Executive Assistant
Phone: 303-488-0443
kruterbories@ccmclending.com






Welcome
Trusted by Those We Serve
I have worked with Carolyn Carnie for a number of years, since 1982 in fact. We grew up together in the real estate/mortgage business and learned how to take care of our clients in good markets and in tough times.
Carolyn is experienced, professional and works very hard to cover all of the details. And in today's lending atmosphere, you need someone who is skilled and pays attention to all aspects of the transaction. I always encourage my buyers to work with Carolyn because I know she will be competitive in her rates and will take care of the transaction from start to finish, so that the experience for the client is a lot less stressful than the average lender will provide. Plus, I am convinced that she always, always has the interest of the client ahead of any other considerations. My team and I know if our buyers work with Carolyn, we don't have to worry about deadlines or last minute upsets. She gets the job done and she does it professionally.
If you are looking for a smooth, trouble free transaction, use Carolyn. If you crave drama and high stress, go elsewhere.
-Laurie Erb, RE/Max Cherry Creek, Inc. Owner/Broker
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Integrity I have been selling real estate for over 30 years and for the past 20 years, Carolyn has been My Lender. She has NEVER failed! Not once. As a manager, she has assembled a team of top notch professionals and has personally orchestrated each loan with incredible attention to detail, excellent communication and fluent industry knowledge. It's a style of conducting business that gives both the buyer and the real estate broker a true sense of confidence. Carolyn and her team get a FIVE STAR rating every time! -Dave Roush, Broker/Owner, ReMax Cherry Creek, Denver
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